Salvador Diaz-Verson,  Jr.

Director, Chairman, Compensation Committee; member, Audit Committee and Nominating Committee

Salvador Diaz-Verson,  Jr. is a director of the Company and has served in this capacity since June, 2007.  He previously served as a director of the Company from 1997 to 2005.  Mr. Diaz-Verson is the founder, Chairman and  President of  Diaz-Verson  Capital  Investments, Inc.,  an  Investment  Adviser  registered  with  the SEC, where he has served since 1991.  Mr.  Diaz-Verson served as  President  and  member of the Board of Directors of American Family Corporation (AFLCAC Inc.) a publicly held insurance holding company,  from 1979 until 1991. Mr. Diaz-Verson also served as Executive Vice President and Chief  Investment  Officer of American  Family Life Assurance Company,  subsidiary of AFLAC Inc., from 1976 through 1991. He is currently a Director of the board of Miramar  Securities,  Clemente  Capital  Inc.,  Regions  Bank of Georgia and The Philippine Strategic Investment Holding Limited. Since 1992, Mr. Diaz-Verson has also  been a  member  of the  Board  of  Trustees  of the  Christopher  Columbus  Fellowship  Foundation,  appointed by  President  George H.W. Bush in 1992, and re-appointed by President Clinton in early 2000.  Mr. Diaz-Verson is a graduate of Florida State University.